Had insurance with 1st central. The beginning was good when I was paying. But after accident that changed very quickly. Lets put it that way I haven`t received a single call from them. Just a constant promises to call me back. The car was taken to a garage for for repairs after about 2 and a half weeks from the day of accident. On the same day I received a courtesy car but not for long. After about a week I received a call from rental company who said they are collecting car today. Again not a single word from insurer. Had to chase them on a daily basis. Very bad experience. Would not recommend to anyone. Would like to give half a star. Its a shame its not available. Everyone should rate insurance companies after the accidents on how they dealt with them and not how easy was to buy it.