Michael is exceptionally knowledgeable about how mortgages work. Our arrangement was quite a tricky one because we had recently revalued our house and in a fix for another 5 years before we can re-mortgage, but as soon as I was introduced to him by a neighbour whom Michael also helped in securing a second mortgage. Things became very easy. He is very polite, very helpful, very responsive, hard-working, never complained. Comfortable having honest discussion, solution-driven, very calm and supportive and always willing to go the extra mile to see a deal through, and very intelligent. It appears that all the issues we were dealing with that couple of financial advisers found impossible was the fact that they really don't know much which is a demonstration of the level of experience Michael has over many years. I will recommend the company and Michael any time, any day. If there were to be 10 stars rating, He'll have it all. House almost ready. Thanks once again, Michael.