I have had trouble with Barclaycard allowing fraudulent debits from MELODYWAYS.COM for almost TWO years. Despite my telling them to block this company, many times, Bcd always allow them to, & reverse the debit within 7 days. That does not solve the interest problem, nor the abrupt fall in available funds. Barclaycard also LIE to me regarding their accessibility online. Below, two screen pics within an hour ago showing first their lie that services were down, then, immediately thereafter, their own Web report showing that their services are working! Seeing is believing - Barclaycard LIE to their customers!