Total nightmare! I paid my balance of $2700 to Synchrony. Set up bill pay with Barclays who sent me an email that they would not take money from my Chase bank account until July 20. Then on July 2, they removed another $2700 from my Chase account, unauthorized and with no warning. My bank disputed it and the money was returned, but I am being charged $29 for their mistake and no longer able to use my checking account for Gap bills. I have spent hours on the phone to the # on the back of the card , written emails and a certified letter and they show no interest i correcting the matter. Total fraud!