In 22 years since I graduated from college, I have had three bills that I have paid late. In the two months since Athleta moved to Barclays, every month they’re declaring that I’m late. Their system is terrifying, and they’re hitting me with penalties left and right. With all the options out there, run from this company. They’re adding fees constantly and if you’re not paying very close attention to your bill, you’re going to be paying between $5 and $30 a month for no reason other than their poor bookkeeping. (my payment posted in their system two days before it was due, and they charged me a late fee)