If I could give this ZERO stars, I would. Barclay provides offers and then locks out your account, provides a number for you to call and then has NO 24 hour customer service to resolve a LOCKED out card/acct. I called to resolve, between the TWO HOUR hold time then talking to someone, had it resolved, only to have my acct locked out for the SAME reason...mind you this is after a million TRUE background security questions, like...in which state was your social security card issued, what relationship do you have to 'x' person. Did you ever live in 'x' county. These are not security questions. It was info obtained from a background check. So, you do this and then lock me out FIVE days later for the same offer and provide NO CUSTOMER service to resolve! HORRIBLE. A company this size providing this type of service. I'll take the hit on my credit to cancel this GODFORSAKEN account