I paid off my Old Navy card before they switched to Barclay's. I then got a $17 for the interest left then proceeded to add two months of late fees bc I thought the card was paid off until I got a letter. I called to get it fixed. The customer service said that all the fees would be waived. Sure enough next month I get a letter saying I still owed the $17 and another late charge. This time the customer service rep said they would fix the late charge but I still had to pay the $17. I did bc I didn't want a closed account on my credit report. I asked her if this was the last of it and I wouldn't be charged again, she said no. This month I get another bill for $1.80. I was so furious I closed my account and if any of my other cards go to Barclay's, I will transfer my balance immediately. Barclay sucks!