Just received our Barclay credit card a over a month ago. Sent payment in 2 week prior to due date. I received an email that my payment hasn't been received. Called customer service and was told they did not receive my payment. I made payment over the phone and was advised to cancel my check which I did. I am now being charged by Barclay for returned check. I logged into my account and they show that they did receive my payment on the due date but didn't show up until 10 days later. They said they can't do anything about the returned check fee. I will NEVER use barclay ever again. They have the worst accounting practices and software.