Barclaycard is what is given to you when you purchase a time share. Therefore I was stuck with them. I have 4 credit cards with them between myself and my husband. The credit limits we have are great until you use them. Once you start using the credit card they lower your credit limit without notice causing your credit score to drop. Why give you a $9k limit if they don't even let you charge up half of it without penelizing you. I always pay on time and always more than the minimum. We took a vacation and used the card, and they lowered the limit. Paid it off and git an increase. Used it for something else and they lowered it again. I have been a great customer for years and they still do the same thing to me. I can't close the accounts without hurting my credit. Oh and if you don't use it they say they will close it for you. No end in site. Why can't they just be fair?