By far the worst credit card I've ever owned. When other credit card companies were raising my credit limit and helping me Barclays reduced my credit limit and hurt my credit score there was no reason for this at all other than just stupidity on their part. Without question I highly recommend that you do NOT for any reason get one of these cards they're interest rate is extremely high they are not helpful at all even the customer service on the phone was just completely horrible. They really should find something else to do cuz they're very bad at credit cards and banking. I don't know if anybody will rebut this from Barclay but if they do it's just spin don't believe a word of what they say