This used to be a great credit card but then apparently about a year ago(according to the service representative) they changed the way they charged interest. Now if you’re credit card isn’t 100% paid off every month then whenever you make a purchase they will instantly start charging you interest on your most purchase. Worst credit card ever. And was I notified of this change? No. I hadn’t used the card in almost a year. But when I called about this crazy amount of interest being charged the lady kept saying if you divide that number by one you get the interest you see there. As if dividing by one actually changed the number. By far worst experience ever. Oh and then to top it off if you don’t pay off the credit card at least 2 months in a row then you’ll always pay interest on every purchase as you make them. Total garbage.