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Don't Use Barclay
I've had the Barclay card for at least 10 years if not more. Because I have not been using their card lately they decided that I didn't need the 10,000 credit line I have and dropped me down to $3,000. Of course because of that drop my credit score has dropped 41 points because my ratio of open to buy and credit use has turned Topsy turvy. To be honest this infuriated me. There was no reason to do that and as I read the reviews here I see they have been doing that to many people not just me. It seems almost petty and perhaps even being done as a punishment for not using their card. I am sure others are not using their card for the same reason I have not been. High APRs and lack of a good balance transfer offer. So what I did was I immediately applied for a new card with a different bank which I got approved for instantly and for more money than they have lowered my available credit to. All I can say is I work for a bank and they would never do anything like this to our card holders especially without telling them first. A letter prior to lowering the credit line perhaps but not after the fact. Really poor customer service.
2 months ago
Barclaycard has a 1.2 average rating from 883 reviews

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Alice, Customer Support

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