Absolute shambles AVOID... don’t even deserve one star 😡Disgraceful services. I applied for a barclaycard and they didn’t assess my application properly and they completely changed my offer as well... they then gave a counter offer over the phone... but they lied again as I was suppose to receive a letter to sign this counter offer.. BEEN WAITING over 2 months for this and customer relations wasting time escalating to ‘higher’ management because apparently the APR has changed on the counter offer deal... which wasn’t even explained at the beginning, they really don’t give a monkeys about there new customers really. Disgusted by this ! Will be taking this to the papers and financial ombudsman... PLEASE AVOID... because of there incompetence, I have had 2 hard searches done on my credit file now and this will really affect my credit history.... will never recommend 😡