Avoid pointless “Annual Multi Trip Insurance” as it provides no useful cover. We paid over £50 for annual cover. We then had a slightly unlucky year and had two holidays heavily disrupted/ cancelled. One to Indonesia (Earthquakes) and one to New York (Primera airline going bankrupt cancelling all flights). In both cases Coverwise didnt provide any compensation to book new flights (or pay for the old ones) or pay for the hotels we couldn’t Get to which I thought would be quite standard items. If you read the policy they only cover 5 extremely narrow circumstances in which they will pay anything in the event of your holiday being cancelled.