I have had a few issues with AA insurance. The first is that the motorhome contents insurance only covers $2000 worth of damage. When my puppy did $5000 worth of damage the insurance didn't even cover the cost of the laptop. The $400 excess is a bit much and when the exterior of the vehicle was damaged in the carwash I had to go to the service station and lay a face to face complaint with the manager to get it covered. For a person with social anxiety this is out of the question. I never followed through with it so the repairs were never done. I also found out that the insurance doesn't cover mechanical breakdowns only accidents. When I asked to cancel my insurance the man told me I would get $101 back but that never showed up in my account. I am a little disappointed in my experience with the AA.