I was advised I was on a HP contract with no final payment. I digitally signed this agreement, once my term came up there was a final payment. having no final payment was my only requirement when I bought the car I triple checked this at the time with the salesman and he assured me this wouldn't happen. The company also gave me 2 free services with the purchase of my car and wouldn't provide me with my second free service as I "missed the date" a date that I had never been provided. Arnold Clark also told me my car hadn't had any previous damage, after looking at the frame of my passenger door I noticed a small drill hole, when I asked what had happened they told me it was part of a repair from previous damage to the car. when confronting Arnold Clark they fob you off and provide no help. I will never deal with Arnold Clark again, they are scam artists with a big name.