One of the cheapest. However Communication poor ~ email received to advise bank details not set up and to provide to prevent cancelation. The direct debit email address bounced back. The support email address was never answered, the telephone lines were never open when I read my emails. Another email and letter received re cancelation, replied via email support, no response, eventually got through on the phone and everything was ok, they had set up my bank details? Would have been nice for an acknowledgement, or a phone call initially. Not sure how communication would be if needed to claim.