Terrible service and partnered with Close Brothers to finance the monthly payments. Both companies are virtually unobtainable and any issues are a nightmare to sort out. Whilst working away I discovered that my policy had been cancelled for a simple missed payment and the reason the subsequent payment didn't go through the second time was because Close Brothers had added a £30 or £35 charge for the missed payment, something which I was not made aware of and had not agreed. I would not use this company again or any company that used Close Brothers for premium finance. It's a racket.