I would say I have left reviews for maybe 4 or 5 organisations in the last 15 years. It’s just not my thing. But, I’m doing this because I just find the service absolutely top notch. The concept itself is absolutely clever and in my opinion, ingenious and at the same time very simple and straightforward. You pay an upfront charge for when car is not been driven and then get charged per mile you drive. At first, I thought it was a gimmick; there’s got to be a catch. Maybe the by-mile cost would be high. Maybe the initial lump cost would be high. But nope. The mile cost is 3.1p per mile (slightly up from 3.0 last year, but that’s minimal). For my own policy, the lump sum was £178.73 for the whole year. This is a reduction on my last year’s bill, which was more than£200 (still low for what it is fir me). You know the crazy thing, this is including the premiumI had to pay for having a speeding ticket! So, it could have been cheaper! I drive very little. About 4 to 10 miles per day on a 5 day week. So, it adds up to nearly nothing when you compare to what I’d pay for other types of insurance (I was quoted between £500 to £750) by other insurance!). Then there’s the app. Very sleek, smooth and functional with tools to help you do all sorts of things. As a geek, this was an absolute bonus. You can see every single journey you’ve made, know exactly how much you’re using and how far you’ve driven. Your whole policy and everything to do with it is on the app. No paperwork anywhere. The app can wirelessly diagnose problems with your car and give you the problem code (right now, I have a p0646 diagnosis, which I’ll be taking to my mechanic). You can pre-plan a journey to see what it’ll cost you before you start and loads more….all in a very simple and intuitive app. Are they perfect? Well, you are best off using this if you do not drive a lot or drive short distances to gain the most benefit. Even so, there’s a cap on how much you’re charged per day, irrespective of mileage (can’t recall the exact cap). Oh, and if you park your car and can’t find it, the app can help you trace the car! Fir me, it’s the best type and way to insure your car. I was with them last year and did not hesitate to renew (even before I knew that I’d be paying cheaper). Do not hesitate. Go for it! If you’re lucky and introduce someone, you do not even need to pay for the miles you drive. I did not pay a penny last year as I used the referral to get some family on. To get a £50 credit (and I get too), use this link https://bymiles.co.uk/refer/FE13VOG Even if you chose not to, don’t hesitate to join them. You’ll thank me! And no, I do not work for them. Just a very happy customer.