If there was any option less than 1 star I would select that. I had the UNFORTUNATE experience of taking out a mortgage with CMI. After going thru some financial hardship I spoke with at least 3 people via email about what was happening. At one point I was desperately trying to play catch up when out of the blue CMI spring their lawyers on me. In order for me to at least come out with something, I was forced to sell my home that I worked so hard to get. I sold my home that I loved to pay off the mortgage and when I thought I would get something back I ended up with NOTHING as I had to pay the lawyer fees that CMI imposed on me including other fees as well. There is a special place in HELL for you all and if CMI was a person and you were on fire, I would NOT spit on you.