After courting us for over 5 years to sign up, we finally decided to join Capital on Tap in order to put our advertising spend through the card and benefit from the 1% cashback. Our balance was cleared quickly and usually in full, enabling us to benefit from up to £200 cashback a month while paying minimal interest. Clearly, Capital on Tap did not like this and decided to close our account within just a few months of use, I can only assume due to the lack of interest they were receiving. We are a profitable company and posted significant net profit in the last quarter alone, so something here simply doesn't add up. I would highly recommend using any other company. There are many business cards out there who will not lure you in with perks only to close your account if you're using it too efficiently. Very predatory tactics. The points we accumulated over the past 6 weeks (a total of £270) are also now not available, which seems like a breach of contract although I'm sure they have made sure it's in the small print somewhere. We avoided them for so long as they seem like a dodgy company - our instincts were right! Avoid at all costs!