Matt Could I please ask you to read and please forward this e-mail to Gary Natasha and Michelle. I would just like to give the biggest and most grateful thank you to all of you for the amazing job you all did on my behalf to sort out my debts, I have never in my life been in debt and to end up in this position I find my self in and under such tragic surcumstances due to death of my husband was deverstating, but thanks to Natasha from my first phone call who was there every step of the way,with such support and sympathy above and beyond her job she was amazing,  through to Matt and Gray doing all the meetings and paper  work, making sure I new what I was getting onto and understanding every detail and the out come of what an IVA in tailed, also done with such kindness and patients with me from both of them, through to my phone call today after the my meeting with Michelle on the phone who made sure that I knew the out come and any changes along with what to do should any of my debtors try to contact me in the future . Today I cried with relief knowing that I could now carry on with my life without worrying every day about my debts and money and how I was going to live from day to day I can now thanks to you all start to greave for the loss of my husband and look back on 44yrs of marriage and all the memories we had, for this I will be eternally grateful to each and every one of you THANK YOU