I had no choice but to contact consumer money worries, I was upset and disappointed at my self however the great staff team made me feel at ease and comfortable to talk openly about my situation sharing there own experiences with me. The team especially ( Debbie ) were helpful, reliable , consistent , knowledgable and extremely professional throughout the process and I'm now paying a lower repayment per month that's realistic and affordable, Thank you very much consumer money worries LTD I would recommend you guys to any one in a financial situation ! Kindest regards