I Think that before you take out any insurance cover out you have to consider one if you can afford to take this out and see if you can afford it, Because when you pass onto another land up in the kingdom of heaven you have to realise that you have loved ones to consider that are left behind and first and foremost they are not left behind to pay any burial fees etc etc, Because when you have gone you can rest in eternal peace up in the kingdom of heaven for ever and ever and get ready to meet other family and friends that have passed on before you and also await other loved ones and friends that pass on later in life you can also await there arrival, But to make sure that your burial etc etc has been already been taken care of when you are alive it just gives you peace of mind to everyone concerned, Becuse the last thing that family loved ones and friends want to hear is, Oh my god we do not have enough finances to give our loved one a decent send off, Nothing worse then family loved ones and friends have to get together and give there loved deceased the send of that they deserve !!!