Avoid them like a plague. Not worth ruining your credit score for no reason. Applied for IHG credit card which is sadly provided by this company who for no reason carried 2 soft search and 2 hard search in different dates when my credit score is excellent. Shocking...... this searches remain for 6 months in your account. Only applied because I like IHG and they offer Gold Elite membership if you enrol for their credit card but this company do not care. Not surprised why they have such low scoring review. Will be contacting IHG as although my credit report cannot be corrected but at least they should now.