The absolute lowest of the low. I apply using a soft search, this was approved, it then asks you to do a full application for a line of credit to make purchases from Currys. I was then approved with an account number and an online portal to manage and log in to see the line of credit of £1500. So i go to buy an item and go through the laborious process of purchase using this credit to find i am declined!!.. i call them & thats like speaking to mannequins, they tell me to check my file, well i work in FCA line of business so I check my file weekly and there is nothing but “excellent” on everything so thats just a fob off by them, it boils down to i am a property investor buying, selling houses etc so my file is always searched by mortgage lenders but oh no try telling them that and instead all they use is some computer… so i have been encouraged to have a hard search, get offered a line of credit then boom… they turn you down.. seriously do not bother, they are a utter waste of breathing air.