Absolutely avoid !!! Tried to get a tv from currys and was advertised this financial plan...gave it a go, got approved and had to activate the account so i can make a purchase. Tried and tried many times to activate it, always giving a 404 error. And no customer service to help, nothing. Gave up on this and got my tv from somewhere else. Though that well i didn't activate the account and didn't place any order, should be all fine. No ! After 3 months, they have placed a direct debit on my account, for £38.02 per month... for whaaat ?! Reading all this reviews, i know this will be a long and draining process, with a ruined credit score !!! How can this be legal ??! This needs reporting