I have clean report!!! I filed for BK in July 2021, so that is gone. I had several medical collections… and I had one non-medical collection from TSI that I requested removal but didn’t go out. My credit score was lower due to utilization, which I was meant to paid down significantly in the next 3-5 months. Thanks to PINNACLE CREDIT SPECIALIST who came to my rescue on my credit report. This is the first time probably in my life, y’all! My credit score has been screwed up since I came in contact with PINNACLE CREDIT SPECIALIST. I could actually reach 800’s across board. All medical and non-medical collections have been wiped off. You can reach them via: pinnaclecreditspecialist@gmail.com you can also text on +1 585 466 4373. I learned from folks here. Thank y’all sooooo much!!!!!!