I have a car loan that has my bf of 15yrs listed as cosigner, due to him being a total jackass he began to make late payment over 8 months ago which eventually affected my credit report ,i was so depress due to the fact that I had no income and everything on my credit is negative. I was desperately in need of someone who could clear off the negative report on my report, so I went online with so much hope in me, luckily enough for me I met HACKNET, after several discussions we came into conclusion and went ahead I was shocked to receive a message that everything has been removed on my credit and my fico score increased from 510 to 805. Reach him on HACKNET567 @ GMAIL . COM +1 949 397 8437. For a better credit report