My wife and I started up a joint Creditfix account for both our unsecured debts about 6 months ago. All the guys & girls at Creditfix are extremely helpful and have given us some much needed relief on our finances. Loss of jobs put us both in a really sticky situation paying nearly £200 a month on credit cards and late payment charges etc. Now we have a monthly payment for less than a third of that amount and there's no more stress, worry or thought about debt. I personally like the fact we told them about how much we could afford and they do the legwork, come back and you'd be surprised how much the monthly outgoings go down. I highly recommend this company to anyone who is currently dealing with debts to contact Creditfix and see how they can help you regain control of your finances.