I was very dissapointed to find out the costs so late into the application that i had no opption to follow it through .At a time when I am struggling the most the reduction in outgoings has only went down £20 per month I appreciate that things will stop earlier but that does not help in anyway my imediate difficullty which I am not sure I can fullfill I am committed to do the best for my creditors but am finding it very difficallt to allow a check on PPI to continue at a cost to creditors when I can supply proof that this has already been done If I could find out another sollution I will try to change my predicument