When Creditfix first contacted me I thought it was just another scam. But no that wasnt the case the female i got couldnt have been nicer she knew her job and went to great lengths to explain it all to me .She took her time and I for once felt like a real person. I was then passed on to a male he done his job explaining what the purpose of the call was he made me feel at ease no pushing or forcing me into anything . They kept in touch by E-mail.I can safely recommend them .If by any chance they ring you listen to them and if you dont fully understand ask them they are human and will answer all your questions in a nice way not menacing or bullying you into anything , For me I give them 5 star recomendation .