I am Ginger Bidgood  live in Florida and I am a happy woman today. I told myself that any credit specialist that could change my Life and that of my family by fixing our credit report, I will recommend their services to the world, perhaps this review.  If you are in need of a credit repair, DUI fix and chex system I will encourage you to reach out to XAPCREDITSOLUTION at GMAIL dot COM. He raised my score to 810 from low 560 and removed all collections and charge offs from my report. Words alone can't express how grateful I am to XAP. I highly recommend XAP to everyone.