After cancelling my Iva proposal 5 days after signing and creditfix agreeing to this as it was mid sold to me in the first place and asking to lie about my income by my personal adviser ( have got it all documented still on text ) turns out they have already contacted my creditors to let them know even before the scheduled meeting next week befure it's even been agreed and now one of my cards have sold my debt off and now shut my account !!!!!!!! Now I'm in debt with another debt collection agency even though I haven't missed any payments with this card company . They are doing everything they can to reverse this but it may be too late . I'm currently reporting them to the independent insolvency practioners as finincial ombudsman cannot help as this company has not been registered since 2015. I'm currently 8 months pregnant and will be Persuing court involvement for the stress it's causing being mislead into signing something completely invalid because I was told to lie . Stay away !!!!!!