After saying they will cancel my Iva application turns out they have already told my creditors and one of my card accounts has been shut down and debt been sold on !!!! Even though the meeting is not scheduled until next week . Financial ombudsman cannot help as they haven't been registered since 2015 so currently complaining to the independent insolvency practioners. I am 8 months pregnant and will Persue court action as this was mid sold in the first place with the personal officer on my case getting me to lie about my income. I have it all documented. Stay away !!