Creditfix were very helpful while I could make payments but when I injured my back 3 years into the plan with a perfect payment record and was only in receipt of £99 pw they were asking for £160 pm and told me if i miss 3 payments it would be cancelled as i did not know if or when i would work again. When I started with this company I was told my payments would rise or lower with my income sadly this is not the correct information. So i would definitely not recommend this company unless you are guaranteed to have an income to keep your payments up for the whole term. Terry Ponsford