Hi everyone, appreciate your help with this. I had 3 Amex cards that were all used for business across 2 businesses. Two payments on one of those cards (related to a business that was struggling) was missed in the summer of 2019 which resulted in all 3 cards being cancelled by Amex (the other 2 cards, related to the same business had no perfect payment history). That card which was opened in 2016 eventually went into collections and charged off. Which brought down my credit score to 450, I also had delinquent accounts, deeds in lieu of foreclosure. Following the advice found on this site about PINNACLE CREDIT SPECIALIST how they’ve been helping people to get a good credit score I contacted them immediately and explained my dilemma to them which he promised to fix the situation. I sent the necessary information which was needed to get my job done. Within 3 days all negative items have been deleted and my credit score has been raised to TU 801, EQ 809, EXP 811. This was what so many scammers who claimed to be hackers couldn’t do. I’m happy to have read about PINNACLE CREDIT SPECIALIST. You can contact them via: pinnaclecreditspecialist@gmail.com OR text (480) 420-8331. They’re the best as far as credit repair is concerned.