I have a couple of collection accounts that I want to get removed…. I was going through a divorce and lost track of certain bills/paperwork. Also I have completed a student loan that went into default. I have been making on time payment with the new provider but the old loans still remain as closed/transferred with the negative payments history on them. Shouldn’t they be deleted Since the same loans are now with a new loan provider? It is essentially duplicated reporting them right? I am planning on getting married in a couple years and want to buy a house with my current boyfriend and with this stuff on my report I fear I won’t be able to do this. This was exactly my story until I contacted PINNACLE CREDIT SPECIALIST who did the magic by clearing all the debts and raised my score 804 excellent across the bureaus and even added some positive tradelines on my report. I was able to get a good house with a very low interest rate. Thank you for helping me…. EMAIL: PINNACLECREDITSPECIALIST@GMAIL.COM for clearing of debts and more just the way I did or TEXT +1 (323) 406 1225.