Dark Horse Intelligence remains the best credit expertise I have known. I had 23 negative items on my credit report that were holding me back. Five of them are from Capital one another from Wells Fargo which I paid off and I am not sure of the others but they are not more than 6 years old. I filed bankruptcy 5years ago and settled with all of these. My attention was called that they are still on my reports I recently got referred by my best friend to hire Darkhorseintelligence@usa.com which I did and they helped fix my credit and my score improved by a huge leap. I recommend anyone that needs to fix his or her credit to get through with Dark Horse Intelligence they are just the best. Kudos to the entire team.