Shout out to PINNACLE CREDIT SPECIALIST for helping me achieve my goals of getting an excellent credit score and getting these collections off my credit report.  I am 27. Got my first. Credit cards at 18... was approved for a car off of the Toyota lot 7 months later with no cosigner... Being young and dumb, I maxed out all of my cards and had to go through a rebuild process in 2018 which didn’t work out for me. At that time, I had late payments and collections. I was making a lot of money at the time and again, was spending stupidly. From then on, things only went downhill. Long story short my AMEX was charged off and still reports every month as a charge off. I needed help getting this off my credit because it has shot it down so much!!! Until I came across PINNACLE CREDIT SPECIALIST on this forum how they helped some members restore their credit. I quickly contacted them by email: PINNACLECREDITSPECIALIST@GMAIL.COM to my greatest surprise, within 6 days they helped me achieve my goals. I’m really grateful for their services. I sincerely recommend them.