When this Mr. Emil Brunis came to ask us for a loan of € 200,000, we told him that he would only pay € 500 for the contract costs, and that the rest of the costs would be at our expense, which he paid to receive his signed contract, now in the contract there was a clause that clearly says that the creditor company should take care of everything except in exceptional cases where the bank may require the client requesting the loan to assume certain related costs to the loan, which was the case with Mr. Emil brunius, so the bank demanded 1.5% of the loan amount as insurance which came to 3000 €, this was enough for this client to defame us everywhere, we inform you that these accusations are totally false.