Was just lucky that have come across them on the internet. Took on my case like they already knew how much stress my debts were causing me. They left no stone unturned in knowing what I owed my creditors. All debts were put together and an affordable payment plan was put in place. They got me very helpful insolvency agents who in turn contacted my creditors and got them to accept wht I could afford to pay each month. Right now, I feel free. Am so happy with the amount am paying for the next 5 yrs I consider myself free from debt. My duty now is to keep consistent & not break terms of the my IVA contract. Long live Faith Financials.