Best thing we ever did - Great service. We had got ourselves into a financial hole and couldn't see a way out of it. We'd built up thousands of pounds of debt on credit cards and loans after buying a house that needed a LOT of work. It had got to a point where we couldn't get any 0% interest deals any more and the interest was hundreds of pounds each month. We were paying over £1200 a month repayments on loans and credit cards and getting further and further into debt every month. We started to look online to see if we had any options, and came across Faith Financial Services. We made a quick enquiry and they suggested an IVA may be our best option. After providing all of our financial details, they told us that they could help us and potentially reduce our monthly payments to around £700 and freeze all interest. This was a massive relief for us as the situation we were in had become very stressful. Although it's still quite a lot to be paying each month, it is now affordable and is allowing us to live again, and we are still paying the majority of the debt back. It's such a good feeling to know that we will be debt free in 6 years time. We can't thank you enough for giving us our lives back, and would highly recommend anyone thinking of it, to contact you. I wished we had done it sooner before our situation had got so bad.