Wish 0 stars was an option. Absolutely horrendous experience with this company. Started a policy on 12/11 but cancelled on 14/11 due to not purchasing the vehicle. I was assured this had been done. Fast forward to 12/12 and they took out the first installment from my bank account! I called a second time and spoke to the same person, David, who assured me this was his mistake and he would get it corrected and backdate the cancellation so my installment would be refunded. This, I was understanding of, it was a mistake but he was going to correct it. However, come the 12/01 i still jadnt received a refund and they took a second installment from my account!! They also had the nerve to take £25 out of my account for not signing my credit agreement! The agreement which was cancelled in November! I rang AGAIN, and was told they could only refund the first installment due to them not having the credit back from the credit company (premium credit) for the second payment. I don't see how this was my problem. At this point it should've all been refunded and sorted between the two companies due to it being their mistake, not mine. After 7 calls to this company I was fobbed off time and time again with lies and false promises to get me off the phone. David, Nicola, and Vicky all had no problems pretending to help me. I was most recently assured the money taken wrongly would be in my account by 23/01 latest. I rang on this day to be told it would be 24/01 LATEST. Here I am on 25/01 still out of pocket of OVER £200 and being told "oh we don't know how long it takes for money to go back into an account" by the same person who gave me a date to expect to receive it!! I have also asked many times for emails to be sent confirming what we'd spoken about or calls back and have received NOTHING. I am absolutely appalled and horrified that this company is allowed to operate. WORKS ALONGSIDE PREMIUM CREDIT WHO ARE THE EXACT SAME, FALSE PROMISES AND NO MONEY IN MY ACCOUNT. ALL BECAUSE OF A MISTAKE THEIR EMPLOYEE MADE. Stay clear of this company unless you have never ending patience and enjoy your money being taken unlawfully.