We used friends capital a couple of years ago and got a fixed rate. And their service was out standing from Robert and Ellie. They rang us as the fixed rate was coming up an end, and set up going about remortgaging for us. We are now out of our fixed rate and still nothing in place the first offer expired, partially due to lockdown, and lack of correspondence. The new deal, we are still waiting to receive the documents to sign from mortgage company. Zoe asked us to call Monday morning if we hadn’t received them, she is out of office but advised that Robert would chase them. I called in the morning as requested, Robert said he would check. 2pm we still haven’t heard, so I rang the company myself. They are awaiting my P60 !!! So we have now sent this off again, this time direct to the company who the mortgage is with. We are now Currently awaiting the email to sign or the update from friends capital that they need my P60 again. Our mortgage payment, on a now variable rate is due in 10 days I very much doubt it will complete in time. !!! Let’s hope I can update positively when it finally completes, it’s not looking when you yourself end up sending the mortgage company documents that they should already have.