I've got Admiral Platinum Home insurance yet it's only when you try and put it into use you get a true value of it , passed about backwards and forwards from different departments speaking to people reading out scripts after having genuine storm damage to my roof earlier on this year they sent an inspector out with a telescopic camera whilst stood on the floor who couldn't see that the lead flashing had been loosened because he couldn't touch it and we got rejected for the claim , got another roofer out to fix the issue having claimed onto the roof to inspect properly at my cost .This week I've had a toilet flooding the bathroom because of a sticking shut of valve , again it's not covered unless there's damage to the property , even if I left it to flood they would only come out to fix the water damage and not the cause , again all put right at my own cost.Please read the small print as it's only when you reach out for help you realise how poor the cover actually is