Admiral are literally criminals and that is no exaggeration. They ought to be renamed Pirates. Absolute shysters devoid of scruples, empathy and competence. They refused my travel insurance claim based on medical documentation from a foreign hospital that was riddled with errors and inconsistencies. I have provided a second opinion from a UK-based doctor supports my version of events but they won't accept it. Why? Because it means they'd have to pay what they owe me, about £1600. In 20 years of travelling all over the world I've never encountered such a cowboy operation. A major credit card company has accepted my evidence proving that the medical report was fraudulent and reimbursed me. But not Admiral - which makes them accessories to fraud. Everyone who works for them belongs in jail.