My daughter had an accident no fault or 50/50 at most. The other drive also insured with Admiral. He had no MOT speeding and being prosecuted for driving dangerously and driving with no MOT, the vehicle had no advisories done, there was quite a few, the vehicle had poor brakes and definitely unroadworthy and under insurance Terms and conditions their insurance was invalid Not insured. Nope!!! Admiral still kept their insurance going, because my daughter was the only one injured, they didn’t want to pay out so they put my daughter at fault, how do you work that one out. Luckily the accident happened 8 weeks before renewal. My renewal went up from £2222 to £5845