My premium for July 2022 to July 2023 was £530 (paid monthly). My premium for July 2023 to July 2024 was £1205.36 (paid monthly) - due to the open claim against me, and inflationary costs. The claim was then closed at a cost of £729.76. Due to the increase of £675.36 on my premium from July 2023 to July 2024, I have more or less paid this claim cost back to you already. Your renewal quote for July 2024 to July 2025 is £1465.52. This is a 21.5% increase on last year’s premium. You increased my premium last year by 127%, due to the open claim and inflationary costs. You have now tried to offer me a renewal for next year’s premium at a further 21.5% increase. I believe there is no justification for this significant increase. Firstly, last year’s increase of £675.36 (127%) (as already explained, due to the open claim) I have already paid, therefore in essence, the cost of the claim is more or less paid off. Therefore, as the claim is closed and I have since paid the majority of the cost of the claim back in this year’s current premium, there is no reason for you to justify the extra 127% increase from this year’s premium in my renewal quote. Even taking into account inflationary costs, it would be nowhere near 127%. In effect, not only have you added on inflationary costs in both this year’s premium and my renewal quote which I would fully expect, but you have also kept on the increase from this year’s premium due to the claim, in my renewal quote for next year. The claim is closed now, and only cost £729.76. You are keeping last year’s 127% increase, and throwing on an extra 21.5% for good measure, despite the claim being closed and the cost only being £729.76 (of which I have paid for already in my increased premium from this year). I believe there is no justification for this at all and I would urge you to reconsider. I was anticipating inflationary costs in this years renewal quote, but you are also keeping on the cost of the claim which I have more or less already paid for with the increase to the current premium.