Usless company. Said I match the criteria for a loan, then they did a hard search affecting my credit rating in a negative way, then suddenly I no longer match the criteria. I have a 999 credit rating I earn exactly what I said I earn on the application and I have no debt. I have no idea what else could have affected the outcome. My advise is don’t waste your time with this company. They will say you are approved and then reject the application later, making it harder for you to then find a different company to lend to you as you’ll have hard searches showing on your credit file.